HOME BUYERS
THIS IS
A
“BUYERS MARKET”
YOU DESERVE TO GET THE MOST AND INCENTIVES TOO!
If you are looking to buy a house, before commit your self, invest a few minutes to reward your self with thousands of dollars in savings.
There are many ways to purchase a home:
Lease Option
Property is leased to a tenant for a set amount for a certain period
of time. The sales price is fixed at of the time of the lease. A certain
percentage of the rent is credited toward the down payment and/or closing
costs. A down payment may be required at the time of the lease. Advantages:
You get to live in the home while you are saving up for down payment.
Disadvantages: If you do not exercise the option to purchase, you forfeit
the down payment. Monthly rent may be higher than a standard rental.
Contract of Sale
An agreement between the buyer and seller on the purchase price, terms,
and conditions of sale.
All Inclusive Deed of Trust
An agreement is made on the purchase price, terms and conditions of
sale. The seller keeps the original mortgage on the property, but the
title is recorded in the buyer's name. Essentially, the seller becomes
the "lender". Advantages: buyer does not have to qualify for
a with a financial institution, just with the seller.
Outright Sales
Most common type of sales agreement. Buyer usually obtains their own
financing.
Many people will employ the services of a Real Estate Agent for selling
a home, but are not aware of the advantages of having an agent represent
you when purchasing a home. As your agent, I will:
But what will it cost me? Typically the real estate commission
is paid by the seller, so it shouldn't cost you anything.
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